[asterisk-users] How to deal with PayPal frauds?

[Zeeshan Zakaria]

I didn't know about MaxMind, but seems like a great service. Seems like
exactly what I needed. Thanks for the reference.

-- 
Zeeshan A Zakaria

On Mon, Aug 31, 2009 at 8:59 AM, SIP <sip at arcdiv.com> wrote:

> When you start taking credit card payments (assuming you will), be
> careful with small payment amounts. You'll become a fraud haven. A lot
> of CC thieves or people who've just bought a CC number will use a small
> amount charge to check and see if the card is any good.
>
> Check out some of the MaxMind stuff for fraud prevention. They will do a
> lot of the IP geolocation checks and such for you for an exceptionally
> SMALL fee per transaction (fraction of a cent). It is absolutely worth it.
>
> N.
>
>
> Zeeshan Zakaria wrote:
> > Thanks Matt, and everybody else, very useful information. I guess I'll
> > have to sit again and spend time coding delays, small amount payments
> > for new accounts and paypal=signup email match.
> >
> > --
> > Zeeshan A Zakaria
> >
> > On Mon, Aug 31, 2009 at 12:07 AM, Matt Riddell <lists at venturevoip.com
> > <mailto:lists at venturevoip.com>> wrote:
> >
> >     On 31/08/09 2:45 PM, Zeeshan Zakaria wrote:
> >     > Those who are more experienced in this business, please advise
> >     how to
> >     > avoid this type of fraud, and which service to use in place of
> >     PayPal,
> >     > because PayPal doesn't seem the right payment solution for a
> prepaid
> >     > VoIP service. Also now that they have all the payments put on
> >     hold and
> >     > asking for a resolution, their resolution center is good only for
> >     > shipped merchendise, not for online services. How would I prove
> >     to them
> >     > that the buyer who is asking his money back has already utilized my
> >     > service by making lot of international calls, which I now have
> >     to pay
> >     > for to the carrier.
> >
> >     I've used CDR for that and don't automatically accept payments.
> >      When we
> >     receive a payment we compare:
> >
> >     1. IP Address of user (whois normally gives approximate location)
> >     2. Paypal account holder email (should match sign up email)
> >     3. Countries for emails and ip address should match.
> >     4. Initial payment should be $1-$2 (i.e. noone is going to sign up
> >     for a
> >     service and in order to test it put down $500 via paypal)
> >
> >     If any of the above look suspect I ask the paypal account holder to
> >     email me and start looking at email headers to see how sus it looks.
> >
> >     If it's a large amount then they have to have already been doing
> >     business with us successfully with small amounts - most scammers
> can't
> >     be bothered doing this.
> >
> >     --
> >     Cheers,
> >
> >     Matt Riddell
> >     Director
> >     _______________________________________________
> >
> >     http://www.venturevoip.com/news.php (Daily Asterisk News)
> >     http://www.venturevoip.com/st.php (SmoothTorque Predictive Dialer)
> >     http://www.venturevoip.com/c3.php (ConduIT3 PABX Systems)
> >
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