[Asterisk-Users] merchant account

[snacktime]

On 10/20/05, trixter aka Bret McDanel <trixter at 0xdecafbad.com> wrote:
>
> On Thu, 2005-10-20 at 22:52 -0700, snacktime wrote:
> > When you say software for the gateways, you mean you integrated with
> > third party software that connected to one of the processing networks?
> > Do you remember the name of the network that was used? I guess there
> > could be a network that checks the name, but I'd have to see it to
> > believe it. Vital, Firstdata, Global Payments, Paymentech, Nova..
> > None of those are capable of checking the cardholder name. And
> > together they probably make up over 95% of all card processing in the
> > US.
> >
> I worked for trintech in 2000-2001, they write software for gateways and
> banks. They directly connected to visa, mastercard, amex, etc. They
> wrote software to provide a variety of services, including software
> directly for card backers (note visa and mastercard dont actually issue
> any cards, its underlying banks that do, but they were some of our
> customers).
>
> I do know that the majority of checks on address that are done are the
> numeric portion of the street address and zip code only. So 123 main
> street postal code 12345 matches 123 spring street in the same postal
> code. But the requirements that were passed to us from the major cards
> were to do name checks as well.
>

Ok that makes sense. There was an extra layer of checking done before the
authorization was sent to the processing network. The bank mandated the
extra checking which trintech had to perform.

For the average internet gateway though you won't see that, unless you pay
extra for it.

Chris
-------------- next part --------------
An HTML attachment was scrubbed...
URL: http://lists.digium.com/pipermail/asterisk-users/attachments/20051021/aa9f0a8a/attachment.htm