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<p class=MsoNormal><font size=2 color=black face=Arial><span style='font-size:
10.0pt;font-family:Arial;color:black'>Simple, host it in an offshore location
where suing (and all the legal ramifications around data protection) aren&#8217;t an
issue.<o:p></o:p></span></font></p>

<p class=MsoNormal><font size=2 color=black face=Arial><span style='font-size:
10.0pt;font-family:Arial;color:black'><o:p>&nbsp;</o:p></span></font></p>

<p class=MsoNormal><font size=2 color=black face=Arial><span style='font-size:
10.0pt;font-family:Arial;color:black'>I suggest starting with what environments
make it improbably to sue (<st1:country-region w:st="on"><st1:place w:st="on">Seychelles</st1:place></st1:country-region>
etc is a good start). The data loads you will be &#8216;transmitting&#8217; is negligible so
response times aren&#8217;t really an issue.<o:p></o:p></span></font></p>

<p class=MsoNormal><font size=2 color=black face=Arial><span style='font-size:
10.0pt;font-family:Arial;color:black'><o:p>&nbsp;</o:p></span></font></p>

<p class=MsoNormal><font size=2 color=black face=Arial><span style='font-size:
10.0pt;font-family:Arial;color:black'>Think globally guys.<o:p></o:p></span></font></p>

<p class=MsoNormal><font size=2 color=black face=Arial><span style='font-size:
10.0pt;font-family:Arial;color:black'><o:p>&nbsp;</o:p></span></font></p>

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<div>

<p class=MsoNormal><font size=2 color=black face=Verdana><span
style='font-size:10.0pt;font-family:Verdana;color:black'><o:p>&nbsp;</o:p></span></font></p>

<p class=MsoNormal><font size=2 color=black face=Verdana><span
style='font-size:10.0pt;font-family:Verdana;color:black'><o:p>&nbsp;</o:p></span></font></p>

<p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'><font
size=2 color=black face=Arial><span style='font-size:10.0pt;font-family:Arial;
color:black'>Regards,</span></font><font color=black><span style='color:black'><o:p></o:p></span></font></p>

<p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'><font
size=2 color=black face=Arial><span style='font-size:10.0pt;font-family:Arial;
color:black'>Dean Collins<br>
</span></font><font size=1 color=black face=Verdana><span style='font-size:
7.5pt;font-family:Verdana;color:black'>Cognation Inc<br>
</span></font><font color=black><span style='color:black'><a
href="mailto:dean@cognation.net"
title="blocked::mailto:dean@cognation.net&#10;mailto:dean@cognation.net"><font
size=2 face=Arial
title="blocked::mailto:dean@cognation.net&#10;mailto:dean@cognation.net"><span
title="blocked::mailto:dean@cognation.net&#10;mailto:dean@cognation.net"><span
title="blocked::mailto:dean@cognation.net"><span style='font-size:10.0pt;
font-family:Arial'>dean@cognation.net</span></span></span></font><span
title="blocked::mailto:dean@cognation.net&#10;mailto:dean@cognation.net"><span
title="blocked::mailto:dean@cognation.net"><font size=2 color=black face=Arial
title="blocked::mailto:dean@cognation.net&#10;mailto:dean@cognation.net"><span
title="blocked::mailto:dean@cognation.net&#10;mailto:dean@cognation.net"><span
style='font-size:10.0pt;font-family:Arial;color:black'><br
title="blocked::mailto:dean@cognation.net&#10;mailto:dean@cognation.net">
</span></font><font color=black
title="blocked::mailto:dean@cognation.net&#10;mailto:dean@cognation.net"><span
style='color:black;text-decoration:none'></span></span></font></a></span></span></font><font
size=1 color=black face=Arial><U1:DIAL u1:st="on"><span style='font-size:7.5pt;
font-family:Arial;color:black'>+1-212-203-4357</U1:DIAL>&nbsp;&nbsp; </span></font><font
size=1 face=Arial><span style='font-size:7.5pt;font-family:Arial'><ns0:State
 w:insAuthor="Dean Collins" w:insDate="2009-11-19T10:38:00Z"
 w:endInsAuthor="Dean Collins" w:endInsDate="2009-11-19T10:38:00Z"><ns0:place
  w:insAuthor="Dean Collins" w:insDate="2009-11-19T10:38:00Z"
  w:endInsAuthor="Dean Collins" w:endInsDate="2009-11-19T10:38:00Z"><st1:State
  w:st="on"><st1:place w:st="on"><font color=black><span style='color:black'>New
    York</span></font></st1:place></st1:State></ns0:place></ns0:State><font
color=black><span style='color:black'><br>
<U1:DIAL u1:st="on">+61-2-9016-5642</U1:DIAL>&nbsp;&nbsp; (</span></span><U1:CITY u3:st="on"><U1:PLACE u3:st="on"></font></span></font><font
size=1 face=Verdana><span style='font-size:7.5pt;font-family:Verdana'><ns0:City
 w:insAuthor="Dean Collins" w:insDate="2009-11-19T10:38:00Z"
 w:endInsAuthor="Dean Collins" w:endInsDate="2009-11-19T10:38:00Z"><ns0:place
  w:insAuthor="Dean Collins" w:insDate="2009-11-19T10:38:00Z"
  w:endInsAuthor="Dean Collins" w:endInsDate="2009-11-19T10:38:00Z"><ns0:City
   w:insAuthor="Dean Collins" w:insDate="2009-11-19T10:38:00Z"
   w:endInsAuthor="Dean Collins" w:endInsDate="2009-11-19T10:38:00Z"><ns0:place
    w:insAuthor="Dean Collins" w:insDate="2009-11-19T10:38:00Z"
    w:endInsAuthor="Dean Collins" w:endInsDate="2009-11-19T10:38:00Z"><st1:City
    w:st="on"><st1:place w:st="on"><font color=black><span style='color:black'>Sydney</span></font></st1:place></st1:City></ns0:place></ns0:City></ns0:place></ns0:City><font
color=black><span style='color:black'></U1:PLACE></U1:CITY> in-dial).<br>
+44-20-3129-6001 (</span></font><ns0:City w:insAuthor="Dean Collins"
 w:insDate="2009-11-19T10:38:00Z" w:endInsAuthor="Dean Collins"
 w:endInsDate="2009-11-19T10:38:00Z"><ns0:place w:insAuthor="Dean Collins"
  w:insDate="2009-11-19T10:38:00Z" w:endInsAuthor="Dean Collins"
  w:endInsDate="2009-11-19T10:38:00Z"><st1:City w:st="on"><st1:place w:st="on"><font
    color=black><span style='color:black'>London</span></font></st1:place></st1:City></ns0:place></ns0:City><font
color=black><span style='color:black'> in-dial).</span></font></span></font><o:p></o:p></p>

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face="Times New Roman"><span style='font-size:12.0pt'>

<hr size=2 width="100%" align=center tabindex=-1>

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<p class=MsoNormal><b><font size=2 face=Tahoma><span style='font-size:10.0pt;
font-family:Tahoma;font-weight:bold'>From:</span></font></b><font size=2
face=Tahoma><span style='font-size:10.0pt;font-family:Tahoma'>
asterisk-biz-bounces@lists.digium.com
[mailto:asterisk-biz-bounces@lists.digium.com] <b><span style='font-weight:
bold'>On Behalf Of </span></b>Lenz Emilitri<br>
<b><span style='font-weight:bold'>Sent:</span></b> Thursday, November 19, 2009
9:21 AM<br>
<b><span style='font-weight:bold'>To:</span></b> Commercial and
Business-Oriented Asterisk Discussion<br>
<b><span style='font-weight:bold'>Subject:</span></b> Re: [asterisk-biz]
Payment bureau</span></font><o:p></o:p></p>

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<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'><o:p>&nbsp;</o:p></span></font></p>

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<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'>I think this is an interesting idea, but in order to do it you should
first check with a lawyer - imagine someone thinks that their reputation is
damaged by your ratings and decides to sue :-)<o:p></o:p></span></font></p>

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<div>

<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'>l.<o:p></o:p></span></font></p>

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<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'><o:p>&nbsp;</o:p></span></font></p>

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<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'><o:p>&nbsp;</o:p></span></font></p>

<div>

<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'>2009/11/19 Alex Balashov &lt;<a href="mailto:abalashov@evaristesys.com">abalashov@evaristesys.com</a>&gt;<o:p></o:p></span></font></p>

<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'>Greetings,<br>
<br>
I would like to get everyone's thoughts on the creation of something<br>
like a &quot;credit bureau&quot; specific to our industry. &nbsp;I don't think
we<br>
currently have anything like that in the VoIP cottage industry, unless<br>
I am mistaken.<br>
<br>
Simply put, we should have a way of anonymously rating customers'<br>
payment history and noting any especially egregious disputes. &nbsp;Access<br>
should be restricted only to verified companies legitimately engaged<br>
in VoIP-related trade.<br>
<br>
My interest in this is from a consulting and professional services<br>
angle, since that's what Evariste Systems does. &nbsp;However, I do not see<br>
why this could not also accommodate payment information from the ITSP<br>
and small carrier world.<br>
<br>
There are lots of potential problems, of course:<br>
<br>
1) Some customers would consider disclosure of any transactional<br>
information a violation of standing NDAs;<br>
<br>
2) The possibility of clutter from small/irrelevant transactions, like<br>
$5 prepayments for O/T or calling cards;<br>
<br>
3) Some need for moderation and standards enforcement; &nbsp;there is a<br>
very real possibility of abuse by members by leveraging such a tool in<br>
frivolous business disputes, or business disputes in which their hands<br>
are not clean any more than the customer's; &nbsp;example: &nbsp;I could fail
to<br>
deliver to a customer what I promised, and then report his refusal to<br>
pay as a financial misdeed;<br>
<br>
4) Large deals and transactions often already go through credit checks<br>
with real credit bureaus and various ratings firms.<br>
<br>
Nevertheless, I think there would be a lot of value as well. &nbsp;And<br>
while there is the possibility that the existence of such a tool could<br>
be used to intimidate/threaten customers in business disputes, the<br>
value of catching fraudsters who go around from VoIP company to VoIP<br>
company ripping each one off and disappearing into a hole might<br>
outweigh that.<br>
<br>
My father does, among other things, some freelance translation. &nbsp;In<br>
that industry, there's a web site called:<br>
<br>
&nbsp; &nbsp;<a href="http://www.paymentpractices.net/" target="_blank">http://www.paymentpractices.net/</a><br>
<br>
It is upon seeing this that I wondered why we do not have something<br>
like that in our world.<br>
<br>
Eager to hear your thoughts,<br>
<br>
-- Alex<br>
<br>
--<br>
Alex Balashov - Principal<br>
Evariste Systems<br>
Web &nbsp; &nbsp; : <a href="http://www.evaristesys.com/" target="_blank">http://www.evaristesys.com/</a><br>
Tel &nbsp; &nbsp; : (+1) (678) 954-0670<br>
Direct &nbsp;: (+1) (678) 954-0671<br>
<br>
_______________________________________________<br>
--Bandwidth and Colocation Provided by <a href="http://www.api-digital.com--"
target="_blank">http://www.api-digital.com--</a><br>
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<p class=MsoNormal style='margin-bottom:12.0pt'><font size=3
face="Times New Roman"><span style='font-size:12.0pt'><br>
<br clear=all>
<br>
-- <br>
Loway - home of QueueMetrics - <a href="http://queuemetrics.com">http://queuemetrics.com</a><o:p></o:p></span></font></p>

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