[Asterisk-biz] credit card payment

[Preston Garrison]

Yep please do, this is an open forum, can't buy advertising like this :)


Preston Garrison
direct: 877-748-4142
fax: 310-774-3901
cell: 623-748-4140

-----Original Message-----
From: Danny Froberg <danny at froberg.org>
To: asterisk-biz at lists.digium.com
Sent: Thu, 31 Mar 2005 01:49:27 +0200
Subject: RE: [Asterisk-biz] credit card payment

Yupp! this is a good place to post this info.
Do the full shebang and show us your USP's. :)

/Danny

On Wed, 2005-03-30 at 15:36 -0800, Preston Garrison wrote:
> I wouldn't midn more info on your merchant accounts we are always
> looking to set up more.  More importantly how long approval process
> takes, fees and charges, and does it work with authorize.net
>
>
> Preston Garrison
> direct: 877-748-4142
> fax: 310-774-3901
> cell: 623-748-4140
>
> -----Original Message-----
> From: Kenneth Shaw <ken at expitrans.com>
> To: Seshu.Kanuri at morganstanley.com; asterisk-biz at lists.digium.com
> Sent: Wed, 30 Mar 2005 15:25:55 -0800
> Subject: RE: [Asterisk-biz] credit card payment
>
> Seshu,
>
> I do not feel that your posting is fair. It infers that my post was
> referring to a scam.
>
> No where did I talk about setup charge, shopping cart fee, gateway 
fee,
> maintenance fee, monthly statement fees.
>
> Also, a discount rate of 2.25 to 3.00% is standard. As well as
> transaction gateway fees of $.05 or more per transaction.
>
> The reality is that in a high assessed risk category of selling
> intangible products such as VoIP service, you'd be very lucky to get
> even close to 2.00% in merchant account fees. 3-4% is standard for 
this
> category of services.
>
> Not to mention, your posting of what constitutes a fraudulent merchant
> account is faulty.
>
> Fraudulent merchant accounts are those that charge abnormally high
> rolling reserve rates (anything over 10%), delay payments over a span 
of
> multiple weeks, charge hidden fees such as "cash transfer fee", or 
those
> that don't transfer rolling reserves when they're supposed to. 
Statement
> fees, transaction fees, and percentages are normal for any merchant
> account -- it is the cost of doing business with credit cards. You see
> these same charges whether you're working through
> Visa/MasterCard/American Express/Discover. Anyone who states otherwise
> is a) lying to you, or b) doesn't understand merchant accounts.
>
> We don't do merchant accounts as our primary business. We offer a 
large
> set of business to business services to the telemarketing industry. It
> so happens that telemarketers often need to be connected with high 
risk
> merchant accounts, and so we have offered our services to prospective
> clients in this respect.
>
> Any VoIP provider using PayPal as primary form of payment or does not
> have a properly classified merchant account is at risk of having their
> accounts terminated by PayPal or their processing bank.
>
> Selling VoIP service via PayPal is strictly prohibited by their terms 
of
> service, and would be classified as fraudulent activity by any
> processing bank if it was not properly listed in the correct category
> and at the appropriate rate assessed for that level of risk.
>
>
> On Wed, 2005-03-30 at 14:42 -0500, Kanuri, Seshu (Company IT) wrote:
> > Keneth Shaw Wrote:
> > ------------------
> > /Snip/
> >
> > If you need an <a href="international"
> target=_blank>international" 
target=_blank>http://www.highriskexperts.com">international
> > merchant account</a> we can help you with that.
> > Email me offlist and I can help you get in touch with our merchant
> > services department here at ExpiTrans.
> >
> > /Snip/
> >
> > Beware of the Merchant Account Scams around you.
> > -----------------------------------------------
> > Merchant Accounts rip you off if your transaction volumes are less
> than
> > $5000 a Month with fees like
> > -Setup charge
> > -Shopping cart and Software charge
> > -gateway fee
> > -Annual Maintennance fees
> > -Monthly Rstatement fees
> > -Discount rate ( 2.25 to  3%)
> > -Per transaction fee ( $0.25 to $0.35 )
> >
> > If you are a startup and does not have much business, PayPal is the
> best
> > from all accounts.
> >
> > Disclaimer:
> > -----------
> > I was one of the original Developers of Paypal when I was working 
for
> > them between 1999 and 2001. My recommendation is not based on my 
past
> > employment with them, but I have also been it's user all the time,
> till
> > now and am quite happy with it, inspite of the fact that PayPal also
> > rips you off if you collect payments from outside US into your US
> > account.
> >
> > Seshu
> > --------------------------------------------------------
> >
> > NOTICE: If received in error, please destroy and notify sender.
> Sender does
> not waive confidentiality or privilege, and use is prohibited.
> >
> > _______________________________________________
> > Asterisk-Biz mailing list
> > Asterisk-Biz at lists.digium.com
> > http://lists.digium.com/mailman/listinfo/asterisk-biz
>
> --
> Kenneth Shaw
> ExpiTrans, Inc.
> 2428 Newport Blvd #8
> Costa Mesa, CA 92627
> tel: 949 278 7288
> fax: 866 494 5043
> ken at expitrans.com
>
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>
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