[Asterisk-biz] Prepaid payment solutions

[Chris Ochs]

Recently here at Payment Online we have started to add some features that 
hopefully will be useful to voip providers, or anyone that uses the prepaid 
billing structure.  We are a few weeks away from having these new features 
available as we finish integrating them into our documentation and doing the 
final testing.  Right now I'm looking for input on features that we might 
have missed that people would want to see.

The core payment gateway API supports all the normal transaction types, and 
a very complete recurring billing/subscription feature set.  Our specialty 
is subscriptions.  Subscription periods are extremely configurable, and 
support free trial periods, variable initial billing cycles, ability to 
prorate amounts on the first billing cycle, etc..

The API is accessed via an https POST.  We also have a back office xml based 
api specifically for pulling customer records out of the system if needed.

Right now, the prepaid feature set includes the following:

- If a new transaction is marked with a 'prepaid' flag, it funds the prepaid 
account with the transaction amount.
- Separate transaction types for debiting and crediting the prepaid account.
- A special transaction type for retreiving the billing history of any 
prepaid account.
- If a prepaid account is setup for recurring billing, the recurring billing 
debits the amount from the prepaid account instead of charging the credit 
card.
- A special transaction type to cancel a recurring billing/subscription 
account.

I anticipate that all transaction types that do not result in a credit card 
authorization will not have a per transaction fee.

If anyone has comments good or bad please let me know!

Chris Ochs
Payment Online Inc
voip at paymentonline.com
206-382-1515 ext 232